NFIP/Community Rating System

DeKalb County and FEMA Logo for the CRS


NFIP/Community Rating System (CRS)

The National Flood Insurance Program’s (NFIP) Community Rating System (CRS) started in 1990. It was a voluntary program that recognize and encourage participating communities’ floodplain management activities that exceeds the NFIP’s minimum standards.


DeKalb County officially joined the NFIP’s CRS program on October 1, 1992. The County currently undertakes more than twelve (12) out of the nineteen (19) creditable activities generally grouped under the following

   Public Information

   Mapping and regulation

   Flood damage reduction

   Warning and response

Additional credits are received for assessing and regulating developments outside the SFHA and future flood conditions to the same standards as development inside the SFHA.


Goals of NFIP CRS Program

The goals of the Community Rating System (CRS) can be summarized as follow;

a. reduction in flood damage to insurable property

b. Strength and support insurance aspects of the NFIP and

c. comprehensive floodplain management


Class Designation

County is currently in Class 7.

 Having met the three goals of the CRS program and still improving on them, residents of unincorporated DeKalb county in Special Flood Hazard Areas (SFHAs) are entitled to a 15 percent discount on their flood insurance premiums and a 5 percent discount for residents outside the SFHAs.


Benefits of the CRS Program

Apart from the discounts on flood insurance premiums and lower cost flood insurance rates, other benefits of the CRS program include:


·         Residents and property owners have additional opportunities to learn about risk, understand and evaluate their individual vulnerabilities to the risk and take appropriate actions to protect themselves and their properties.

·         Enhanced public safety, reduction in damage to property and public infrastructure thereby avoiding economic disruptions and loss in the community through good floodplain management.

·         Evaluation of the effectiveness of the DeKalb County’s flood program against a nationally recognized benchmark.


For additional information on the National Flood Insurance Program Community Rating System, click here


Flood Hazard Warning and Response

a. Always be PREPARED for a flood

·    Know your flood risk here

·    Sign up for DeKalb CodeRed Emergency Alert System

·    Know your evacuation routes, shelter plans etc.

·    Gather enough supplies in case you have to leave immediately

·    Obtain flood insurance


b. When it Floods DO the following to SURVIVE

·    Evacuate immediately when told to do so

·    Do not walk, swim or drive through flood waters

·    Stay of bridges, culverts over fast-moving water


c. After the Flood, STAY SAFE         

·    Listen to authorities for information, instructions and guidance

·    Avoid wading in floodwater

·    If you must, use a generator or other gasoline-powered engine ONLY outdoors and away from windows

·    Do not touch electrical equipment and wires



Emergency Response Plan:  Click here


Stream Gage locator 

Map of real-time streamflows in Georgia Streamflow gage in DeKalb County

For current stream flow data of gages in DeKalb County click here


Click here for a map of real-time streamflow data in Georgia